FIU Analyst (US)

About the position The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyses huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, preparing & submitting Suspicious Activity Reports (SARs) and sharing intelligence to combat financial crime. The FIU Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing. This role will be responsible to conduct transaction monitoring reviews to ensure efficient monitoring and detection of potential money laundering, terrorist financing, or illicit activities and escalate such activity for additional review. In addition, this role will work independently and closely with the FIU Director and Sr FIU Director, Regional Lead, Team Lead, and/or applicable Head of Compliance in international operational jurisdictions to ensure that all AML related matters are addressed in a timely fashion and in accordance with MoonPay's Compliance policies and procedures.

Responsibilities

• Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer’s profile or expected behaviour.
• Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators.
• Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
• Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
• Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
• May be required to draft Suspicious Matter Reports (SMRs)
• Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action.
• Ensure that transaction monitoring alerts, case investigations and SMRs are completed/submitted within the established deadlines and SLAs.

Requirements

• Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIU
• ACAMS / ACFCS or ICA accreditation
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
• Strong problem-solving skills and attention to detail
• Ability to handle shifting priorities and thrive in a dynamic environment.
• Comfortable to work independently and upskill on new tools and technology.
• Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences
• Fluent in English

Nice-to-haves

• Prior experience working in a fast-paced fintech/cryptocurrency company
• Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
• Proactive, “can-do”, collaborative approach
• Solution orientated
• Ability to demonstrate a practical approach to alert processing / analysis
• Ability to feed rule / investigation output back into AML Programme
• Interested in cryptocurrency, blockchain and financial crime detection.

Benefits

• Competitive salary package
• Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay
• Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
• Moonshot award. We honor exceptional impact - 10 employees twice a year, each earning a $250,000 equity grant.
• Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)
• Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours
• Private Healthcare benefits: To protect you and your loved ones
• Enhanced parental leave: So you can spend more time with your loved ones without a second thought
• Annual training budget: We support your training journey every step of the way
• Home office setup allowance: Create the home office of your dreams
• Remote working allowance: Those working fully remotely get a little extra for utilities
• Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN
• Employee referral programme: Great people know great people, refer them to receive 10K in USDC
• Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons
• Working in a disruptive and fast-growing company where excellence is rewarded

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