Back to Jobs

Remote Third-Party Debt Collections Representative (Commission-Only, 1099)

Remote, USA Full-time Posted 2026-06-15

Third-party collections experience is REQUIRED! (no medical) Prior experience using S Collect is strongly preferred! We are currently seeking experienced third-party debt collectors who understand that success in this industry comes from consistency, negotiation skills, urgency, and daily activity. This opportunity is best suited for collectors who are self-motivated, disciplined, competitive, and comfortable working independently in a remote environment. We are specifically looking for collectors with prior experience handling:

  • Retail charge accounts
  • Online installment loans
  • Payday or short-term lending accounts
  • Contingency-based placements

We are looking for individuals who understand third-party collections, know how to work accounts effectively, and are willing to consistently put in the effort required to produce results. If you are dependable, motivated, and willing to grind daily, this can be a strong long-term opportunity with significant earning potential.

Compensation

Overview This is a 1099 independent contractor position offering compensation tied directly to individual performance. Base compensation is determined based on:

  • Prior collections experience
  • Familiarity with specific portfolio types
  • Experience using S-Collect
  • Daily outbound call activity
  • Overall performance and productivity

Additional compensation is earned through commission and performance goals tied directly to collections and posted fee activity. Collectors who consistently perform, maintain strong activity levels, and hit production goals will have the opportunity to increase overall compensation substantially. There is no cap on earning potential. Commission Rate Tiers (Based on Total Fee Collected and Posted):

  • $0 – $2,000 total fee collected/posted: you earn 40% of the total posted fee
  • $2,000.01 – $5,000 total fee collected/posted: you earn 50% of the total posted fee
  • $5,000.01 – $7,500 total fee collected/posted: you earn 60% of the total posted fee
  • $7,500.01 – $10,000 total fee collected/posted: you earn 70% of the total posted fee
  • $10,000.01+ total fee collected/posted: you earn 80% of the total posted fee

Portfolio fee typically range from 30%–60%, depending on the placement The more you collect, the more you earn—no cap on income. If you’re self-motivated, self-driven, and confident on the phone —and you bring a true hustler mindset—we encourage you to apply & get this money with us! Job Types: Full-time, Part-time Pay: $32,000.00 - $96,000.00 per year Benefits:

  • Flexible schedule
  • Work from home

Application Question(s):

  • What specific types of accounts (creditor name) have you collected on? Are yo u comfortable with commission only pay?

Work Location: Remote Apply tot his job Apply To this Job

Similar Jobs

Customer Solutions Representative - Collector - Starting July 2026 - Remote - AR, MI, NC, PA Only

Remote, USA Full-time

Sr. commercial loan processor - remote

Remote, USA Full-time

Treasury Management Portfolio Manager

Remote, USA Full-time

Enterprise Sales - Treasury Management SaaS

Remote, USA Full-time

Staff Accountant – Direct Mail

Remote, USA Full-time

FP&A Manager (Fully Remote)

Remote, USA Full-time

Staff Accountant / Client Accounting Manager - 100% Remote

Remote, USA Full-time

FP&A Product Lead, Financial Planning Platform

Remote, USA Full-time

Staff Accountant - 100% REMOTE (must reside in PST/HST)

Remote, USA Full-time

Financial Planning and Analysis (FP&A) - Associate Director

Remote, USA Full-time

Experienced Customer Service Representative – Delivering Exceptional Store Experiences at arenaflex

Remote, USA Full-time

Senior Finance Business Partner - Fully Remote!

Remote, USA Full-time

Experienced Live Chat Customer Support Representative – Deliver Exceptional Customer Experiences at arenaflex

Remote, USA Full-time

Director of Growth Marketing (Paid Acquisition) – AI-Native Growth Builder | Remote Friendly

Remote, USA Full-time

OSINT Jr. Analyst (EthosPlus)

Remote, USA Full-time

Senior Copywriter, Creative

Remote, USA Full-time

Experienced Full Stack Customer Support Associate – Remote Work Opportunity at arenaflex

Remote, USA Full-time

Experienced Customer Service Associate – Delivering Exceptional Experiences at arenaflex

Remote, USA Full-time

[Hiring] US Pet Health Veterinary Sales Representative @Elanco

Remote, USA Full-time

Experienced Full Stack Chat Moderator – Online Community Management and Data Analysis

Remote, USA Full-time