Senior Life Insurance Underwriter - Remote / Telecommute

Job Description: Pay Range: $40hr - $45hr Responsibilities: • Evaluate and handle all underwriting aspects of formal & informal life insurance applications. • Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background. • Deliver the best offer first to drive the sale and not only a decision. • Provide efficient, quality service to third party firms, their staff and their advisors. • Communicate effectively with customers to explain underwriting decisions and facilitate placement of business. • Understand underwriting policies, guidelines, practices and procedures. • Influence and champion changes to improve processes while maintaining mortality expectations. • Tailor communication style to fit a variety of target audiences, i.e. agency, new business personnel and foster relationships with advisors and third party partners. • Collaborate effectively with stakeholders to gather information necessary for decision making and to select profitable risks. • Provide consultations with third party firms to resolve, rate questions and discrepancies, or risk related concerns. • Consider total case financials, relationship and value of customer; • Leverage interpersonal and emotional intelligence skills to develop relationships with key business partners across this competitive landscape, which can be relied on to inform decisions and communicate underwriting decisions; • Able to independently work assigned requests with minimal direction. • Comfortable with ambiguity. • Build trust and foster strong rapport with colleagues, business partners, and third party customers. Qualifications: • 5+ years life insurance underwriting experience with at least (USD)3 - (USD)5 million Life Insurance underwriting authority. • Expert knowledge of all aspects of risk selection (medical, non-medical, financial). • Mastery of key underwriting concepts, best practices, and procedures including identifying exposures to loss, material hazards, and implementation of necessary risk management controls. • Strong knowledge of UW administrative systems, product rules, Underwriting Guidelines and medical factors impacting mortality and the keen ability to position with brokers and sales partners. • 7+ years underwriting experience with over (USD)3 - (USD)5M life approval limit (most current 3+ years on life insurance). • Term and permanent life insurance underwriting. • Third party distribution, banks or wire house underwriting experiences. Reinsurance Experience: • Industry exams completed, i.e. FMLI, FALU, CLU, ChFC. • Demonstrated track record of working with minimal supervision, being a self-starter and working with others in a team environment. • Ability to think critically, problem solve using data to drive toward resolution. • Positive, inclusive, agile, and collaborative mindset. • Strong verbal and written communication skills. Education: • High school diploma or GED. Apply Job!