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Senior Collections Specialist ? Student Debt (Late-Stage Collections)

Remote, USA Full-time Posted 2026-06-19

Top Job Located in Mesa , AZ Salary: 25.00 Job Title: Senior Collections Specialist - Student Debt (Late-Stage Collections) Job Summary: We are seeking an experienced Senior Collections Specialist to manage late-stage collections for student accounts with outstanding balances. This is not an entry-level position; we are looking for a seasoned professional with a strong background in collections, particularly in late-stage recovery efforts. The ideal candidate has excellent negotiation skills, a deep understanding of debt collection regulations, and the ability to handle complex collection scenarios with professionalism and tact. Key Responsibilities: ? Oversee late-stage collections for student accounts with delinquent balances. ? Contact borrowers through various communication channels to secure payment arrangements. ? Negotiate settlements and payment plans while ensuring compliance with company policies and industry regulations. ? Investigate and resolve disputes related to outstanding debts. ? Maintain detailed and accurate records of collection activities.. Qualifications: ? 3+ years of experience in debt collections, with a focus on late-stage recoveries. ? Strong knowledge of student loan debt and related collection practices. ? In-depth understanding of FDCPA, CFPB, and other debt collection regulations. ? Proven ability to negotiate effectively while maintaining a professional and empathetic approach. ? Experience with collection software and CRM systems. ? Excellent problem-solving and decision-making skills. #2105OS Express Office: Mesa 849 North Dobson Road Suite 107 Mesa, AZ 85201 Apply Job!

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