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Senior Actuarial Analyst

Remote, USA Full-time Posted 2026-06-17

We’re looking for a talented Senior Actuarial Analyst who is eager to revolutionize car or home insurance.

In this role, you’ll be managing rate levels, building advanced pricing tools, and bringing actuarial discipline to all facets of Lemonade Car or Home—and working on everything from distribution to underwriting, claims, and everything in between. You’ll leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing.

In this role you’ll
  • Become an owner and expert on our car or home insurance state rating plans and rate indications

  • Craft rate filing support for new machine learning models

  • Identify areas for pricing and underwriting action based on ongoing monitoring of results

  • Build a knowledge base of competitor rating strategies and the overall competitive landscape

  • Further your own actuarial education through CAS exams and industry research while applying those learnings on the job

What you’ll need
  • 3+ years of P&C actuarial experience; near ACAS or greater preferred

  • Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field

  • General knowledge of data science programming languages such as Python or R (preferred), and proficiency in database query tools such as SQL

  • Prior personal lines pricing experience is a definite plus

  • Ability to work remotely

  • Enthusiasm about learning and adapting to the exciting world of AI –  a commitment to exploring this field is a fundamental part of our culture

*Please note that we are unable to sponsor applicants for work visas

Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $110,000-$130,000 + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.

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